Contact Information:

https://equitywavelending.com/

Company NMLS #399144

John Mirassou

Senior Account Executive Equity

Wave Lending, Inc.

310.628.0829

2355 Main St. Ste 230 Irvine, CA 92614

DRE# 02022988

QM Program

N/A

Loss Payee

loss payee provided at docs on every loan since private money

CPL or Subordinate Clause

N/A

Lock Policies

Lock extension

Rates are generally a range that we quote. Programs are short erm 2 & 3 Yr Interest Only

Relock

N/A

Lock & Shop

Lender's Niche

Stated Income Stated Asset Business Purpose Short Term Loans for Self-Employed or Real Estate Investors on NOO and OO, 1st and 2nd TDs

Lender's overlays

Max LTV/CLTV 60% Refinance

Max LTV 65% Purchase

Stated Income/Assets

Commercial & Mixed Use ONLY for CA

Initial underwrite (days)

CTC conditions review (days)

Initial CD (days)