We offer:

• Closed End 2^nd's (HELOANS): To a max CLTV of 90%, we offer one of the best Closed End 2^nd Programs in the industry. Borrowers can qualify Full-Doc, Bank Statements, P&L Only (No Bank Statements), or even with DSCR. HELOANs allowed up to $750K for FICOs down to 660. 🥇
• Debt Ratios up to 50% on all programs (55% on primaries exception)
• DSCR Niches: Use us for your borrowers with layered LLC structures other lenders won't touch and when they don't want the loan to report to personal credit. We're one of the few lenders who can help them cash out to 80% LTV and, separately, go down to a true No Ratio too! 💸
• Jumbo Loans: Our Jumbo Loan program offers up to $4M in financing with 70% LTV, providing substantial financing options for high-end properties
• Alternative Documentation (Alt-Doc): We offer 90% LTV for SFRs and Condos, 85% LTV NW Condos, Condotels, and 2-4 Units; all with 100% gift funds!
• P&L Only: We also have one of the best P&L Only programs and don't require any bank statements to back the numbers on the P&L. 📝
• Transferred Appraisals are always welcome!