The Leader in Today’s Non-QM Programs

  • 1.5 %
  • Specialty Non-QM
  • No Min / Max


Contact Information:

Home - AmeriTrust Group, Inc.®

Company NMLS #217229

Kim Bueno

k.bueno@ameritrusttpo.com

(913) 339-5000

11880 College Boulevard
Suite 500
Overland Park, KS 66210


Proud to be ranked Top 2 for Non-QM pricing and specialize in:


  • Bank Statement Loans
  • True P&L (no supporting statements)
  • DSCR / No-Ratio DSCR
  • DSCR multi-unit (5–10 res / 2–8 mixed-use)
  • Foreign National
  • ITIN

We’re also very strong in the VA and FHA space.

We also offer a highly competitive FHA program and thrilled to announce our newest home financing solution—FHA Diamond DPA, designed to make homeownership more accessible for low-to-moderate income buyers. This program offers two Down Payment Assistance (DPA) options:


  • Forgivable Second Mortgage – Up to 3.5% of the sales price or appraised value. No interest, no monthly payments, and fully forgivable after 10 years if requirements are met.
  • 10-Year Amortized Second Mortgage – Up to 5% assistance, repaid over 10 years with an interest rate 2% above the first mortgage rate.
  • Minimum FICO score: 600
  • No First-Time Homebuyer Requirements

And we pride ourselves on fast, reliable turn times:


  • 24-hour disclosures
  • 48-hour approvals
  • 24-hour condition reviews
  • 24-hour docs

You can view our full program guidelines here: Program Guidelines