Allow lender credit to cover BPC for business purpose loans (DSCR, investor properties), except TRID loan.
We can finance your fee into the loan without increasing the rate. For Example: Bank Statement/Full Doc/1099 borrower for an investment property we are maxed at 80% LTV. Add in your broker fee (up to 3%) and the rate will stay the same!
Bridge program for an owner occupied property. We will do both loans, bridge and new purchase. We will escrow payments so they are not counted against DTI of the new home purchase loan. Awesome tool to talk to Realtors about.
Reverse 1031 Exchange
Easy to use technology/broker portal
Finance your buyers Realtor's fee into the loan
Condotels Condos as part of a hotel (4 Seasons, mandarin Oriental etc)
Non-warrantable condos (we love condos)
Foreign National borrowers
Loan Amounts up to $4M 4 separate
DSCR programs including No Ratio and Low Ratio
Awesome backroom and designated Account Manager
50% of our loans on a monthly basis have an exception. We want to close make sense NonQM loans. We only do NonQM and we are very good at it!
