Contact Information:

https://admortgage.com/

Company NMLS #958660

Lila Hedrick

TPO Account Executive

D: 619.742.5334

O: 305.760.7000 ext .9228

899 West Cypress Creek Road

Fort Lauderdale, FL 33309

QM Program

Conventional

Home Ready

Home Possible

FHA

FHA Streamline

VA IRRRL

Loss Payee

A&D MORTGAGE LLC ISAOA/ATIMA PO Box 2451 Daytona Beach, FL 32115-2451

CPL or Subordinate Clause

A&D MORTGAGE LLC ISAOA/ATIMA 899 W Cypress Creek Rd Fort Lauderdale, FL 33309

Lock Policies

Lock extension

1 Day 0.025
3 Days 0.075
7 Days 0.175
15 Days 0.375
30 Days 0.625

Relock

Relock Term Cost+Worst Pricing
15 Days 0.25
30 Days 0.375

Lock & Shop

Lender's Niche

Allow lender credit to cover BPC.

Lender's overlays

Massachusetts is available for Non-qm investment purpose only, not for owner occupied or Jumbo.

Initial underwrite (days)

CTC conditions review (days)

Initial CD (days)